In a skillet, brown ground beef (or the meat you've selected), stirring to break up into small pieces. Drain, if needed.
Sprinkle with taco seasoning and water and cook for about 5 minutes.
Preheat oven to 400℉.
Add parchment paper to a baking sheet with sides.
Add large round tortilla chips to the pan, making sure that any sides that aren't flat are folding upward.
Coat each chip with a thin layer of refried beans.
Add about 1 t taco meat to the center of each chip and top with a sprinkle of cheese.
Add baking sheet to preheated oven and bake for about 8 minutes, so that when you remove them from the oven they will easily fold in half to form a taco. Bake a little longer if they break when folded.
Place on a platter and sprinkle with your favorite toppings- cilantro, green onions, sliced cherry tomatoes and/or finely chopped lettuce.
Serve with taco sauce, salsa and/or sour cream.
Enjoy!